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Saturday, April 25, 2015

Duarte & Associates Newsletter April 25th, 2015

Welcome to Duarte & AssociatesBulletin board
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Taxes - You can now find us, or the nearest tax preparer, bookkeeper, CPA or CFP on the website If you have any question feel free to call or e-mail with any tax questions you may have.

This week we are going to talk about an issue many people fall into at this time of year, costing both Canadian and Americans thousands of dollars each year.


This is an e-mail received by one of a few of my clients, circulation the web.
I don't know about the IRA, but CRA never, EVER contacts people via e-mail.
They ALWAYS use either snail mail or they will contact you by telephone.
Because the post is difficult to read and a little bit cut on the right side, I will go over it with you in detail.
The e-mail simply tells you, that you have a re-payment coming to you because of new information they have received or entitlement to allowances.
You are also given a reference number and a CLICK HERE link to submit your tax refund request.
What happens next is where you will run into problems.
You will be asked for your banking information, in order for them to transfer the funds to. Once you do this, you have just given them access to clean out your account and leave you hung out to dry.
You can try to call the police, but I can assure you that they will be of no use to you, since their IP address will be virtually untraceable. They use fake IP addresses generated through one or more proxy's.

Lets take a closer look at the e-mail.
1st. They have a picture of a little man, instead of a Revenue Canada Logo. Right there is a give away.
2nd. They refer to you as "Dear Taxpayer". CRA would have referred to you by your name.
3rd. E-mail ID. CRA, NEVER contacts anyone by e-mail. Always by mail and usually they will use your Social Insurance number with the first 6 digits crossed out.
4th In the body of the letter, they would have given you the name of the agent and his/hers contact number at CRA

So if you get one of these in your inbox, contact CRA and they will ask you to forward your e-mail to their fraud department, and in turn to the RCMP.

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Shakedown -
Is The Income Tax System Legal -

SFI - This month we have awarded another 49 affiliates to a new affiliate that seem to be starting on the right path. So we thought that we would give him a helping hand, which normally takes most people a year to accomplish (sometimes never).
Conclusion....Big waste of my time and resources, then people wonder why they are in the poorhouse, even when it is delivered to them on a silver platter. 
We try hard not to look at things in a negative tone, but look around you and one can't help but to view the world in a negative light. 
Society is trained to think that the only way to earn a living is by enslaving themselves to a time clock and mistrust and delusion runs high in our daily lives. 
But I say, that sometimes we need to WAKE UP and open our eyes to the few good people around us who are trying to help us and lift us up ....!

Check out any of the links below to find out more. Once you become part of our team and reach Executive, I will make you a landing page and promote you, free of charge just like theirs. This is a $30 value, free to you for showing your commitment.,,
This week on Idiocracy - I don't know if you have noticed, but if you have a look around you, the world seems to be getting dumber by the day.
I don't know if it is something in the air, the water, the food, the education system (caused by all the above) or all the above. But something is definitely happening to people around the globe.
So we have decided to ad this little fun piece, after the movie Idiocracy, entitled "This week in idiocracy".

If you have any idiocratic stories you want to share with us, e-mail them to us and we will post it in the following week's newsletter.

This week on idiocracy 

- For any of you that do not know me personally, I have been diagnosed back in my 30's, with a rare form of MS, called Charcot-Marie-Tooth disorder or CMT for short - and no it does not stand for Country Music Television. 
It nasty disability that leaves many people, including myself with mobility issues and sometimes stranded to a wheelchair.

On my last doctors visit, I complained to him that my feet were swelling up even more, than the last time I saw him in spite of the water pills he had prescribed me, the tension socks I bought and raising my legs as much as possible.
I have the best Doctor in the city and possibly in the country and Canada has a medical system next to non. Everything is paid by the Government, and most services except dental are free.

That being said, my Doctor suggested that I seek Physio Therapy to help me exercise and keep active, otherwise more muscular degeneration and distrophy is sure to follow. So he gave me a general number to call and told me that he would back me up with anything I needed that might require his signature.

I call the number he gave me and the girl who answered told me, after I described to her in detail why I was calling, that someone from her office will be calling in a week and a half to pre-assess my situation on the phone, to see if I qualified.

Finally the day of of the pre-assessment arrived. The Physio Therapist spend a good half hour explaining the legal terms of the interview and my consent, which I must of gave her at least half a dozen times, for things which I had forgotten ten minutes later; and spent another half our asking questions about my general health.

Conclusion..... After waiting a week and a half for the interview and an hour answering questions that could have been summed up in 5 minutes, she tells me that she is going to assign me a case worker (for what reason I don't know), but her department only provides Physio for emergencies to people who had a fall and broke something or are recovering from surgical procedures. But gave me another couple of numbers to call.
I felt like telling her why she wasted my time, but decide to be polite and tell her thank you and goodbye.    

Tell your friends about us. 
Thank you my friends, for sharing this brief moment together and we look forward to our little time together next week.
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